Client Relationship Summary

Form CRS – Client Relationship Summary

Trivera Wealth Management, LLC
Date: August 12, 2026

Introduction
Trivera Wealth Management, LLC, is registered with the Securities and Exchange Commission as an investment adviser. Brokerage and investment advisory services and fees differ, and it is important for you to understand these differences. Free and simple tools are available to help you research firms and financial professionals at Investor.gov/CRS, which also provides educational materials about investment advisers, and investing.

What investment services and advice can you provide me?
We offer investment advisory services, that consist of discretionary portfolio management which includes financial
planning and consulting as part of our services, non-discretionary investment advisory services, and retirement
plan consulting and advisory services.

Monitoring: Accounts are monitored continuously and reviewed at least annually.

Investment Authority: Participation in our discretionary portfolio management services requires you to grant us
discretionary authority to buy and sell investments in your account without obtaining your prior approval for each
transaction. This authority is granted through your advisory agreement and related account documents. You may
impose reasonable restrictions on this authority by providing written instructions.

As part of our portfolio management services, we may provide financial planning and consulting services to clients.

Limited Investment Offerings: Our investment advice may include recommendation of equity securities (stocks), exchange-traded funds (ETFs), mutual funds, corporate bonds, municipal securities, options, real estate investment trusts (REITs) and U.S. government securities. We may also provide advice on other investments aligned with your financial goals and on investments already held when our advisory relationship begins.

Account Minimums and Other Requirements: We do not require a minimum account balance for our services; however, we have the right to terminate the client’s account if it falls below a minimum size which, in its sole opinion, is too small to manage effectively.

Detailed information regarding our services, fees and other disclosures can be found in our Form ADV Part 2A Items 4 and 7 by clicking this link: https://adviserinfo.sec.gov/firm/brochure/343450.

Conversation Starters: Ask Your Financial Professional:

  • Given my financial situation, should I choose an investment advisory service? Why or Why Not?
  • How will you choose investments to recommend to me?
  • What is your relevant experience, including your licenses, education and other qualifications?
  • What do these qualifications mean?

What fees will I pay?
You may pay an asset-based fee, as agreed:

  • Asset-based fees: We charge our advisory fees monthly or quarterly, either in advance or in arrears, based on the market value of assets under management as of the applicable valuation date. We are incentivized to grow your account, which may present a conflict of interest for illiquid or hard-to-value assets.

 

Additional costs: You may also incur fees from custodians, account maintenances fees, transaction charges, mutual funds and ETFs fees, other product-level investment costs or other third-party providers.

You will pay fees and costs whether you make or lose money on your investments. Fees and costs will reduce any amount of money you make on your investments over time. Please make sure you understand what fees and costs you are paying. For detailed information, refer to our Form ADV Part 2A, Items 5 and 6 by clicking this link: https://adviserinfo.sec.gov/firm/brochure/343450.

Conversation Starter: Help me understand how these fees and costs might affect my investments. If I give you $10,000 to invest, how much will go to fees and costs, and how much will be invested for me?

What are your legal obligations to me when acting as my investment adviser? How else does your firm make money and what conflicts of interest do you have?

When we act as your investment adviser, we have to act in your best interest and not put our interest ahead of yours. At the same time, the way we make money creates some conflicts with your interests. You should understand and ask us about these conflicts because they can affect the investment advice we provide you. Here are some examples to help you understand what this means.

  • Third-Party Payments: We receive commissions from insurance sales in addition to advisory fees, which
    creates a conflict of interest. You are not required to purchase insurance products through any affiliated
    person of our firm.
  • Since our fees are based on assets under management, we have an incentive to increase your account
    value, including the valuation of illiquid investments, creating a conflict of interest.

Conversation Starter: How might your conflicts of interest affect me, and how will you address them?

Refer to our Form ADV Part 2A Brochure by clicking this link https:
https://adviserinfo.sec.gov/firm/brochure/343450 to help you understand what conflicts exist.

How do your financial professionals make money?
Our financial professionals receive compensation based on the services you select, including: (1) ongoing asset-based fees for investment management; (2) fees related to retirement plan consulting and advisory services; and (3) commissions from certain product recommendations, such as insurance products.

Do you or your financial professionals have legal or disciplinary history?
Yes, our firm or our financial professionals currently have legal or disciplinary history to disclose. These events are
disclosed in either our Form ADV or the specific individual’s Form U4. These documents can be found by going to Investor.gov/CRS.

Conversation Starter: As a financial professional, do you have any disciplinary history? For what type of conduct?

You can find additional information about your investment advisory services and request a copy of the relationship summary at 520.719.1433 or click the link provided https://adviserinfo.sec.gov/firm/brochure/.

Conversation Starter: Who is my primary contact person? Is he or she a representative of an investment adviser or a broker-dealer? Who can I talk to if I have concerns about how this person is treating me?

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